BMW FREEDOM CHOICE Key Benefits
Flexible Down Payment
Choose a down payment that fits your financial plan.
Low Monthly Installments
Enjoy lower monthly payments, enhancing your lifestyle liquidity.
Guaranteed Future Value (GFV)
Peace of mind with a guaranteed resale value from day one.
Flexible Decision
No need to decide until the very last day of your contract.
4 Options
With 4 independent choices at the end of the term.
Get your new BMW in a few steps.
Take just 5 easy steps to become a new BMW owner.
1. Select your desired BMW.
Find the perfect BMW model for your lifestyle.
2. Tailor your Finance Package.
Hire Purchase, Hire Purchase with Balloon, Finance Lease, or BMW Freedom Choice. The power to choose is yours.
3. Add-on BMW Exclusive Protect Insurance.
Complete peace of mind driving with BMW's unique insurance plans.
4. Book Your BMW vehicle.
Get ready to own your new BMW once you've confirmed your model, financing, and any optional packages (at online and dealer).
5. Get Your BMW and Start Your Journey.
Pick up your BMW and begin a 100% sheer driving pleasure.
GFV (Guaranteed Future Value)
Exclusive Peace of Mind with BMW Freedom Choice
Turn uncertainty over resale value into total confidence by "locking in" your car’s future value from the very first day of your contract. This acts as a safety net against market fluctuations and rapid technological shifts (especially in the Electric Vehicle segment). It also enhances your financial liquidity with lower monthly installments, allowing you to accurately plan for a new replacement (Renew) or return the vehicle (Return) without the burden of bearing the depreciation costs yourself.
Enjoy 4 Options at the End of Your Contract
Upon completing your 3 or 4-year term, you can "Unlock" your next journey with 4 flexible choices:
*Terms and conditions for vehicle return and financing extensions apply.
Click to download the BMW Freedom Choice Brochure (PDF)
HIRE PURCHASE VS. BMW FREEDOM CHOICE: Which plan is right for you?
|
|
Hire Purchase |
BMW Freedom Choice |
|---|---|---|
|
Payment Structure |
• Minimum 15% down payment
• Monthly installments
• Balloon payment at the end of contract (HPBL only)
• Effective Interest Rate |
• 0% minimum down payment
• Monthly installments
• Guaranteed Future Value (GFV)
• 4 Options at the end of contract (4Rs)
• Effective Interest Rate |
|
Down Payment |
Starts from 15% |
Starts from 0%* |
|
Terms |
24 – 60 Months |
36 – 48 Months |
|
Mileage Limitation |
No mileage restrictions |
20,000 km/year limit.
Drive more with ease for an additional fee starting at THB 10/km.* |
|
Full Ownership Transfer |
Complete all installments or the final balloon payment for ownership. |
4 Options: Renew, Return, ReFinance, ReTain |
|
Key Benefits |
Plan installments according to your style (customer bears the risk of market resale value). |
Greater flexibility with lower monthly installments and BMW’s Guaranteed Future Value (GFV). |
BMW Exclusive Protect.
Discover Your Insurance Options.
BMW Protect.
First-Class Car Insurance: Designed specifically to protect you and your BMW.
BMW Extended Protect.
Extended Warranty Protection: Coverage for unexpected expenses after your manufacturer's warranty expires.
BMW Payment Protect.
Payment Protection Insurance: Peace of mind against unforeseen emergencies.
Find the right offer in a matter of minutes.
Latest offers.
Loyalty Offers.
Freedom Choice Offers.
Online Shop.
Get the support you need.
Do you have questions about leasing, scheduling a service or finding a BMW dealer near you? We are here to help you.
Your local point of contact.
Your local BMW dealer is here to assist you with all your Financial Services queries. Reach out today, obligation-free, and discover personalised answers to all your BMW and financing questions in person.
BMW Customer Centre.
Curious about financing offers, smart packages, or insurance? Reach out to our BMW Customer Support for personalised assistance and discover how we can elevate your driving experience.
BMW Customer Portal.
Manage your finance or leasing contracts effortlessly. Access your payments and download essential documents on the BMW Customer Portal. Stay informed about your finances and your BMW, ensuring every drive is a pleasure.
Frequently asked questions.
More about our finance offers and services.
BMW Freedom Choice.
Perfect for those who love upgrading to the latest models and love to have worry-free life without future car selling cost.
Hire Purchase.
Perfect for those who love fixed payment for plannable life. Get lowest interest rate and lowest installment here.
BMW Financial Services.
Would you like to find out more offers from BMW Financial Services? Return to the overview here.
BMW Exclusive Protect.
Rest assured throughout your journey with BMW-specific First-Class insurance, covering both vehicle and payment protection.
Original BMW Accessories.
From made-to-measure accessories to equipment for every season. Check out all the products that enhance your BMW experience.
- Finance as necessary & within your ability to repay
- For more information on interest rates, please visit “More about our financial offers and services” under the BMW Financial Services menu.
- Information is subject to change with prior notice. Please see additional details at WWW.BMW.CO.TH.
- For further information and conditions, please contact the BMW Contact Center at 1397 or any authorized BMW dealer nationwide before entering a contract.