Financial Services

BMW FINANCIAL SERVICES.

We're here to put you in the driver's seat.

BMW FINANCIAL SERVICES.

We're here to put you in the driver's seat.

HIRE PURCHASE OR FINANCIAL LEASE.

Discover the option right for you.

You know the BMW you want to drive. Now discover the best way to finance it. BMW Financial Services offers a range of options to give you the flexibility to
find a solution that works best for you.

Hire Purchase

BMW Hire Purchase.

BMW Hire Purchase is the most straightforward way to pay for your new BMW. BMW Financial Services makes owning your BMW a pleasurable and rewarding experience and that is before you even turn the key. With flexible contract terms from 12 months to 60 months, you can select the length of contract to best suit your requirements. You choose the down payment amount, which is suitable to your budget and then pay off the remaining value of your loan in installments. You also have an option to include BMW Motor Insurance Program cost in your financed amount. Thereby the interest rate is fixed and costs are known in advance. When the contract period ends, you become the owner of your new BMW.
Hire Purchase with Balloon

BMW Hire Purchase with Balloon.

BMW Financial Services provides you with the greatest flexibility in financing your new BMW. BMW Hire Purchase (with Balloon) is similar to BMW Hire Purchase in many ways, except with your regular payments are reduced because a lump sum final payment - based on the estimated resale value. You also have an option to include BMW Motor Insurance cost in your financed amount. So you still own your BMW at the end of the agreement and have the security of fixed regular repayments.
Financial Lease

Financial Lease.

BMW Financial Lease is specifically designed for your business that is flexible enough to accommodate the financial needs of any BMW driver. You can tailor the plan to suit your needs with lease terms available from 36 months to 60 months. We offer two types of leasing arrangement - Full Payout and Balloon. Both offer fixed regular payments throughout the agreement. With Balloon Leasing, these leasing are much lower compared to those of the Full Payout option, although you may find you need to pay more at the end of the agreement.

OTHER PRODUCTS.

Discover the option right for you.

BMW Financial Services offers a range of options to give you the flexibility to find a solution that works best for you.

Re-financing

BMW Re-financing.

BMW Financial Services offer a variety of refinancing options and can help you get the refinance loan you need and provide you with extra cash and improve your personal cash flow. If you are looking for a loan with a maximum repayment period up to 60 months and get competitive interest rates, step into BMW Financial Services and let our friendly Finance & Insurance Specialist take care of you.
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Select

BMW Select.

Enjoy the moment. The future is guaranteed. BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers. With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think. BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at contract’s end with a Guaranteed Future Value.[3] Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. Then at contract end, you can either trade-in, refinance, buy or simply hand in the keys. A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle. A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.[4] A BMW Chattel Mortgage will give you the ability to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), deposit amount and final payment. Once you have decided on the vehicle of your choice, simply speak with the Business Manager at your preferred BMW dealer. They can advise you on the full range of options and tailor a finance package to suit your needs.

INSURANCE.

Relax. We have you covered.

BMW Financial Services Protection Products offer extra coverage for you, your family, and your new investment. Standard automobile insurance offers decent peace of mind, but it doesn’t cover everything. We have carefully developed our Protection Products to address the most common, costly, and disruptive contingencies that might occur while you enjoy your BMW.

Motor Insurance

Motor Insurance.

Enjoy the moment. The future is guaranteed. BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers. With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think.
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PPI

PPI.

Enjoy the moment. The future is guaranteed. BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers. With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think.
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EXISTING CUSTOMERS.

Existing Customers.

Explore the little extras that make owning a BMW special. The following tools and service extras have been conceived and created by BMW Financial Services.

Bill payment

Bill payment.

The convenient way to make your monthly payments. Payments can be made easily and conveniently at any banks by using bill payment. It will save your time and make it easy to manage your bills and also really convenient and safe, especially you can enjoy more time to yourself! You'll never miss a payment again!
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Renewal Annual Tax

Renewal Annual Tax.

Faster & more convenient way to make your vehicle tax. With BMW Financial Services, you can now pay your annual vehicle tax for cars and motorcycles in a number of ways and we aim to ensure the process of payment for your vehicle runs as smoothly as the car itself.
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Direct Debit

Direct Debit.

Save your time to spend it driving. Financing your vehicle with BMW Financial Services gives you access to greatest comfort and specialized payment options. BMW Direct Debit service is the worry-free way to pay bills. Just sign up for Direct Debit and get the convenience of having your installment paid automatically out of your savings or current account each month without having worry about bills late payment or go to bank every month. After all, any time you save is time you can spend driving. It's just one example of the flexibility enjoyed by our customers.
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